Estimator 17 — IFRS 17 Actuarial Engine
A comprehensive platform for CSM modeling, risk adjustment, and fulfillment cash flows—designed for insurance provisioning and disclosures. Built with actuarial-grade precision.
The IFRS 17 Measurement Framework
End-to-end insurance contract liability calculation
Cash FlowsRisk AdjustmentDiscountingCSMDisclosuresFCFRAPVCSMOutputAdvanced Capabilities
Comprehensive tools for actuarial precision
CSM Modeling
Contractual service margin estimation with amortization logic
Sophisticated CSM calculation engine with cohort tracking, coverage unit allocation, and automatic amortization patterns aligned with insurance service release.
CSM = Premium - FCF - RARisk Adjustment
Confidence-level based RA modeling across portfolios
Multi-methodology risk adjustment calculation supporting VaR, CTE, and cost-of-capital approaches with portfolio aggregation and diversification benefits.
RA = CoC × Duration × βDiscounting Engine
Time value of money with curve simulation
Sophisticated discounting with yield curve construction, liquidity premium modeling, and bottom-up curve estimation for illiquid portfolios.
PV = Σ CF(t) / (1 + r)ᵗFulfillment Cash Flows
Future cash flow projections with scenario weights
Probability-weighted cash flow projections with multiple economic scenarios, assumption updates, and sensitivity analysis.
FCF = Σ p(s) × CF(s,t)Disclosures & Exports
IFRS 17-ready reporting artifacts for committees and auditors
Automated generation of disclosure notes, reconciliation tables, sensitivity analysis, and board-ready actuarial reports.
Auto-generate 30+ disclosure tablesActuarial-Grade Validation
Stress testing, backtesting, and governance support
Comprehensive validation framework with experience studies, assumption testing, model validation reports, and regulatory compliance checks.
A/E Analysis + Stress TestsDevelopment Roadmap
Transparent progress toward launch
Designed for insurance professionals
Built to serve every stakeholder in the IFRS 17 value chain
Chief Actuaries
Automated CSM and RA calculations with full audit trail
Finance Teams
IFRS 17-ready disclosures and GL integration
Risk Managers
Stress testing and scenario analysis capabilities
External Auditors
Transparent methodology with validation artifacts
Why we're building Estimator 17
After deploying IFRS 9 and IFRS 16 solutions across 40+ countries, we saw the same pattern: insurers struggling with complex, error-prone spreadsheets for IFRS 17 compliance.
Estimator 17 eliminates manual processes, reduces audit cycles, and provides transparent, reproducible calculations that satisfy both actuaries and auditors.
Current landscape challenges
Be first to implement IFRS 17
Join the waitlist for early access to Estimator 17 and benefit from actuarial-grade automation
Designed for insurers, reinsurers, and actuarial teams across global markets.