Free Online Tool

IFRS 9 ECL Calculator

Calculate Expected Credit Loss (ECL) under IFRS 9 with our free interactive calculator. Includes Stage 1/2/3 calculations, macroeconomic scenarios, and educational insights.

Stage 1/2/3 ECL CalculationMacroeconomic ScenariosPD/LGD/EAD Inputs

Educational Purposes Only

This ECL calculator is provided for educational and illustrative purposes only. Results should not be used for actual financial reporting, regulatory compliance, or investment decisions without professional validation. For production use, please consult with qualified financial professionals and consider our full Estimator 9 software solution.

ECL Calculation Inputs

Enter your exposure details and risk parameters

Exposure at Default (EAD)

Probability of Default (PD)

Loss Given Default (LGD)

Remaining Term

years

Exposure Class

Macroeconomic Scenario

Quick Examples

Calculation Results

Enter inputs and click calculate

Enter your exposure details above and click "Calculate ECL" to see results

Results will show Stage 1/2 ECL, risk weights, and more

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