Sultanate of Oman

IFRS 9 Compliance in Oman

Localized regulatory updates, provisioning models, and audit-ready disclosures for financial institutions in the Sultanate of Oman

Regulatory Context

Oman IFRS 9 Requirements

The Central Bank of Oman (CBO) mandates IFRS 9 compliance for all licensed banks and financial institutions. Oman adopted IFRS 9 in 2018, with the CBO providing detailed guidance on ECL methodology, stress testing, and quarterly reporting requirements.

Central Bank of Oman (CBO)

Primary regulator for IFRS 9 implementation via BSD circulars

Quarterly Prudential Returns

Detailed ECL reporting via CBO's Bank Supervision Department formats

Islamic Banking Windows

Specialized ECL treatment for Islamic banking products within conventional banks

Oil & Gas Sector Exposure

Sector-specific PD/LGD calibration for energy-dependent economy

Key Compliance Milestones

January 2018
IFRS 9 Adoption
All Omani banks transitioned from IAS 39 to IFRS 9
2020
COVID-19 & Oil Price Shock
CBO guidance on forbearance measures and enhanced macro overlays
2024
Enhanced Model Governance
Stricter ECL model validation and independent review requirements
Localized Solution

Estimator 9 for Oman Banks

Purpose-built ECL automation tailored to CBO regulatory requirements and Omani market conditions

CBO BSD Templates

Pre-configured outputs matching Central Bank of Oman Bank Supervision Department formats

Islamic Window Support

ECL models for Islamic banking windows operating within conventional banks

Oman Macro Scenarios

Forward-looking scenarios calibrated to OMR, oil prices, GDP, and GCC indicators

Trusted by Leading Omani Banks

FineIT serves multiple commercial banks and Islamic banking windows in Oman with CBO-compliant IFRS 9 solutions. Our GCC presence ensures regional expertise with local regulatory understanding.

3+
Oman Banks
100%
CBO Audit Compliance
24/7
GCC Support

Benefits for Oman Institutions

Proven advantages from our Omani banking clients

65%
Faster ECL Runs
100%
CBO Audit Pass Rate
24/7
Regional Support
AR/EN
Bilingual Interface
Regional FAQs

Frequently Asked Questions - Oman

Common questions from Omani financial institutions

Partner with FineIT for IFRS 9 Compliance in Oman

Join leading Omani banks using Estimator 9 for CBO-compliant ECL automation