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Banking & Development Finance Institutions

Financial engineering for banks & DFIs

IFRS 9, Basel, and capital adequacy solutions—validated, audit-ready, and globally deployed across 60+ institutions.

Capital Adequacy Framework
Basel III/IV Compliant
14.2%
CET1 Ratio
12.5%
Tier 1 Capital
2.5%
Buffer
8.0%
Minimum

IFRS 9 ECL Provisioning

Automated expected credit loss calculations with point-in-time PD, LGD, and EAD models validated by Big 4 auditors

Basel III/IV Analytics

Comprehensive ICAAP and ILAAP modeling with regulatory stress scenarios and capital buffer optimization

Risk Appetite Frameworks

Board-approved quantified thresholds, tolerance bands, and automated governance reporting

Independent Model Validation

Third-party backtesting, stress testing, and complete audit trail documentation for regulatory compliance

Comprehensive platform capabilities

End-to-end solutions for credit risk management, capital planning, and regulatory compliance

Portfolio Segmentation

Discriminant analysis, pooling

Macro-economic Scenarios

MEVs identification, MES simulations

Supervisory Disclosures

Board/regulatory exports

Stress Testing Engine

Parametric and scenario overlays

Integration

ERP, core banking, AARO reporting

Committee Artifacts

Transparent reporting and documentation

Trusted by leading institutions worldwide

From commercial banks to development finance institutions across four continents

First National Bank
Global Development Finance
Metropolitan Bank
Regional Trust Bank
Continental Banking Group
Pacific Development Bank
60+
Banks
36
Countries
3000+
Predictive models

Empower your committees with audit-ready analytics

Join 60+ banks leveraging FineIT's platforms for regulatory compliance and risk management